Best Special Rates and Terms in Richmond, Kentucky, KY

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Below are special Certificate of Deposit special rates and terms from banks in Richmond, Kentucky. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Richmond, KY - August 2, 2025

Bank	APY	MIN	PERIOD
U.S. Bank National Association Berea Branch	4.00%	$1,000	5 months	Learn More Reviews (2)
Rate History: 4.60% → 3.75% → 3.00% → 5.00% → 4.00%
Woodforest National Bank Berea Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
Fifth Third Bank, National Association Richmond Mall Branch	3.80%	$5,000	6 months	Learn More Reviews (5)
Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%
Truist Bank Irvine Main Branch	3.75%	$1,000	12 months	Learn More Reviews (6)
Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%
Woodforest National Bank Berea Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	13 months	Learn More Reviews (33)
Fifth Third Bank, National Association Richmond Mall Branch	3.49%	$5,000	12 months	Learn More Reviews (5)
Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49%
U.S. Bank National Association Berea Branch	3.40%	$1,000	9 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.70% → 3.40%
U.S. Bank National Association Berea Branch	3.10%	$1,000	13 months	Learn More Reviews (2)
Rate History: 4.30% → 4.00% → 3.50% → 3.20% → 3.10%
Fifth Third Bank, National Association Richmond Mall Branch	3.00%	$5,000	24 months	Learn More Reviews (5)
Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%
PNC Bank, National Association Bypass - Richmond Branch	2.60%	$1,000	61 months	Learn More Reviews (1)
PNC Bank, National Association Bypass - Richmond Branch	2.40%	$1,000	37 months	Learn More Reviews (1)
Fifth Third Bank, National Association Richmond Mall Branch	2.25%	$5,000	60 months	Learn More Reviews (5)
Rate History: 0.01% → 2.25%
PNC Bank, National Association Bypass - Richmond Branch	2.20%	$1,000	25 months	Learn More Reviews (1)
PNC Bank, National Association Bypass - Richmond Branch	2.00%	$1,000	13 months	Learn More Reviews (1)
JPMorgan Chase Bank, National Association Eastern By Pass Branch	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Richmond, KY - August 2, 2025

Branch	Street	City	State
U.S. Bank National Association Berea Branch	630 Chestnut Street	Berea	KY
Woodforest National Bank Berea Branch	120 Jill Drive	Berea	KY
Fifth Third Bank, National Association Richmond Mall Branch	800 Eastern Bypass	Richmond	KY
Truist Bank Irvine Main Branch	119 Broadway Street	Irvine	KY
Woodforest National Bank Berea Branch	120 Jill Drive	Berea	KY
Fifth Third Bank, National Association Richmond Mall Branch	800 Eastern Bypass	Richmond	KY
U.S. Bank National Association Berea Branch	630 Chestnut Street	Berea	KY
U.S. Bank National Association Berea Branch	630 Chestnut Street	Berea	KY
Fifth Third Bank, National Association Richmond Mall Branch	800 Eastern Bypass	Richmond	KY
PNC Bank, National Association Bypass - Richmond Branch	520 Eastern Bypass	Richmond	KY
PNC Bank, National Association Bypass - Richmond Branch	520 Eastern Bypass	Richmond	KY
Fifth Third Bank, National Association Richmond Mall Branch	800 Eastern Bypass	Richmond	KY
PNC Bank, National Association Bypass - Richmond Branch	520 Eastern Bypass	Richmond	KY
PNC Bank, National Association Bypass - Richmond Branch	520 Eastern Bypass	Richmond	KY
JPMorgan Chase Bank, National Association Eastern By Pass Branch	405 Leighway Drive	Richmond	KY